2284 Philippine DRIVE, #9, Clearwater, FL, 33763 | $229,900

This property is an ideal blend of comfort and convenience. With its prime location just 1 block from Harbor Lake and across the street from the West Activity Center, the community offers plenty of recreational opportunities like fishing, swimming, and more. This first-floor 2 bed/2 bath condo has an assigned parking spot conveniently situated just outside the front door. As you enter the living room you will notice the laminate flooring extending into the dining room and hallway. The large kitchen is a true delight for anyone who enjoys cooking, with plenty of counterspace, cabinets, a pantry and ceramic tile flooring. The kitchen expands into the Great Room, ideal for entertaining or relaxing. The rear patio is covered with an awning to provide shade while you're barbequing or just lounging around on those hot, sunny days. The condo includes improvements like replacement windows, HVAC (2014), water heater (2020) and ceiling fans, making this home move-in ready and designed for comfort. Located in a vibrant 55+ community, you'll have access to a wide range of amenities designed to enhance your lifestyle. Enjoy two private golf courses (9 and 18 holes), two heated swimming pools, and two activity centers. Stay active in the remodeled cardio gym or engage in various community activities like fitness classes, dancing, clubs, cards, and billiards. Pet owners will love the pet-friendly environment, featuring a fenced dog park and covered seating areas. Residents can also enjoy hobby studios and a woodshop for creative pursuits. The on-site Good Karma Café offers convenient 'take & bake' meals and snacks. Conveniently located near beaches, transportation, shopping, entertainment, and fine dining, this condo perfectly combines comfort with accessibility. Please note that all room sizes, floor plans, and square footage are approximate. This property is being transferred by a leasehold estate deed, and association approval is required. If financing, a 35% down payment is necessary. Schedule your showing today and imagine enjoying the best in comfortable and convenient living!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Gated, Laundry, Maintenance
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1987
  • Approx Sq. Feet: 1,340
  • Est. Taxes: $2,996
  • Condo Fee: $565 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Range
  • MLS#: TB8322269
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8322269/2284philippinedrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 2:42:05 AM)
Listing courtesy of ON TOP OF THE WORLD RE   Phone: 727-799-3417

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2284 Philippine DRIVE, #9, Clearwater, FL, 33763

$229,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,920 $183,920 $183,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $250 $250 $250
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,255 $1,222 $1,577
Total Monthly Payment $1,580 $1,547 $1,902

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.