This loft-like 1, 265 SF home presents the opportunity to live in Gramercy's boutique development, 234 East 23rd Street. Three exposures, beautifully framed by floor-to-ceiling casement windows, allow for city views and an abundance of light. The kitchen, open to the living room, boasts a vented Zephyr hood, movable center island, white quartz countertops, and a silver travertine backsplash. Additional high-end finishes include solid white oak floors, gorgeous stonework in the kitchen and bathrooms, WaterWorks fixtures, and Bertazzoni, Bosch, and Sub-Zero appliances. Noted for its versatile living space and world-class amenities, 234 East 23rd Street is a 57-unit, full-service condominium that offers a member's lounge and game room, roof deck with an outdoor kitchen, garden terrace, fitness center, and bike storage. Please note, there is a capital assessment of $157. 66 per month effective 5/1/2023 through 5/1/2025.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,680,000 | $1,680,000 | $1,680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $2,415 | $2,415 | $2,415 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,539 | $10,481 | $14,064 |
Total Monthly Payment | $12,079 | $13,021 | $16,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.