NEW AC installed 7/26! Looking for a primary home or your home away from home? Pine Island is a highly sought after neighborhood in New Smyrna Beach! This charming new listing is ideal for those seeking comfort and convenience in coastal Florida. With a practical layout that includes 2 bedrooms and 2 bathrooms, this house not only provides ample living space but also showcases vaulted ceilings for an expansive feel.
The large primary bathroom offers a spa-like experience with plenty of room to unwind, while the community pool is a perfect addition for relaxation or leisure right within your reach. The thoughtful architectural details like high ceilings enhance natural lighting, creating a warm and inviting atmosphere throughout the home.
Strategically located, this property places you just minutes away from essential shopping at the New Smyrna Beach Regional Shopping Center. Recreational opportunities abound with nearby attractions; take a short golf cart drive to the picturesque famous New Smyrna Beach or spend an afternoon mastering your golf swing at one of the TWO area golf courses (Hidden Lakes or New Smyrna Beach Municipal Golf Course). The options for entertainment and leisure are plentiful and just a stone’s throw from your new home.
The vibrant Canal Street and Flagler Avenue are also in proximity, offering an array of shops, eateries, and cultural activities amidst the scenic beach community. Whether it’s a quick stroll to catch the local flavors or a relaxing beach day, everything you need is conveniently accessible.
How about a Low HOA fee of $400 annually that pays for community pool, clubhouse, and shuffleboard courts! Priced to attract immediate interest, this home merges value with lifestyle. The delightful New Smyrna Beach setting, coupled with this home's tangible comforts and community amenities, provide a superb living experience tailored for convenience and pleasure.
Don’t miss the opportunity to make 790 Pine Shores Circle your new address. A blend of practical living with enchanting surroundings awaits you here , what are you waiting for?
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,099 | $2,097 | $2,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.