Welcome to 4921 Edgewater Lane in the Heart of East Lake Woodlands’ Worthington Community
Discover this meticulously maintained 3-bedroom, 2. 5-bathroom home, with a versatile second-story loft that could serve as a fourth bedroom or office space. Located in the deed-restricted and family-friendly Worthington neighborhood, this residence boasts 2, 294 sq. ft. of comfortable living space with a wealth of recent upgrades and an ideal position for ultimate privacy, facing a scenic conservation lot.
Set in flood zone X with a history of no flooding, Worthington offers a vibrant community spirit, with annual HOA-hosted block parties and neighborhood garage sales. Step inside and feel the spaciousness of the living room’s cathedral ceiling, accented with custom window treatments, four new windows with plantation shutters, and elegant wooden staircase railings. The formal dining room features sliding doors that open to the enclosed, paved lanai, ideal for entertaining around the pool. A well-appointed eat-in kitchen and a cozy TV family room, also with pool access, provide versatile spaces for gatherings and relaxation.
Upstairs, find a spacious master suite with updated windows, a luxurious bath featuring a shower and separate soaking tub, and ample natural light. A beautifully updated guest bathroom (2023) with fresh tile, a new shower, and modern fixtures serves the additional bedrooms and loft space. The loft, equipped with a closet and a hurricane-rated sliding door to the updated vinyl deck (2020), offers flexibility for a home office or additional bedroom.
This home is brimming with valuable upgrades: a new air conditioner (2023) with dual UV lights for enhanced air quality, luxury vinyl flooring on the second level, a freshly painted interior), and a new pool pump and filter (2024). Outdoors, the new vinyl fencing encloses a premium pet-friendly turf area (2024), while the enclosed lanai offers privacy thanks to a strategic home position and upgraded heavy-duty screening on the cage’s top sections. A soundproof studio office in the garage is perfect for either the budding musician or work from home conference calls. Garage also comes completely EV pre-wired. This residence truly represents a unique opportunity to experience luxury, privacy, and community in one of Oldsmar’s most sought-after neighborhoods.
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$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,614 | $3,610 | $4,581 |
Total Monthly Payment | $4,022 | $4,018 | $4,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.