No hurricane damage and not in a flood zone! Big price reduction for this rare Dunedin waterfront beauty! This unique three story move-in ready home must be seen to believe. The first floor boasts crown molding and 18-inch ceramic tile throughout. The sizable living room has views of the water and a wood burning fireplace. Also on the first floor is a den/office/bedroom with French door entry. The kitchen boasts beautiful granite counters, stainless steel appliances and white solid wood cabinetry with glass doors. Off the kitchen is a large indoor laundry room with its own access to the driveway/garage. Climbing the hardwood stairs to the second floor you will find two very large guest bedrooms and the full guest bath with dual vanity. Also on the second floor is the main bedroom with large walk-in closet, en-suite bathroom and garden tub. All the flooring on the second floor living areas is beautiful hardwood. We're not done yet as you can climb the stairs once more to reach all the bonus space that awaits on the third floor. The third floor offers over 400 square feet of heated and cooled flex space not included in the public records. This brings your total living area to about 2600 square feet. The third floor could be used for office space, media room, or additional bedrooms. There are so many possibilities! Other great features of this home include but not limited to: 6-inch base moldings, wood shutters on living room and den windows, ceiling fans throughout, dual door rear entry, brand new 50-gallon water heater, AC 10 years old, roof only 6 years old, new hurricane grade windows on third floor dormers, security system hardwired to emergency services, large backyard, automatic sprinkler system, and a full-size two-car detached garage. This home is literally just steps to the water, not to mention you're just a quick jaunt to the Dunedin marina, Downtown and the Pinellas Bike Trail. Properties like this are rare and do not become available often. Schedule your private showing
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,432,000 | $1,432,000 | $1,432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.876% | 6.850% |
Monthly Tax Payment | $734 | $734 | $734 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,288 | $9,288 | $12,573 |
Total Monthly Payment | $10,147 | $10,147 | $13,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.