**PRICE REDUCTION** Nestled on a tranquil dead-end street, this charming 1920s home features a fully fenced, level backyard, perfect for outdoor enjoyment. On the main level, you'll discover a living room complete with a decorative fireplace, an inviting sun porch (unheated), a formal dining room featuring a built-in corner hutch, and a remodeled kitchen equipped with stainless steel appliances. The first and second floors boast beautiful hardwood flooring. The second floor is completed with three bedrooms and a full bathroom and there is a small office which leads to the partially finished, heated attic, that presents endless possibilities as an office, studio, yoga retreat, or whatever your imagination desires. Additional highlights include energy-efficient gas heating and hot water, along with a detached one-car garage. The classic charm and matchless location makes this a worthy home. Ideally situated near Route 9, RT 17, Downtown Middletown, Wesleyan University, and Middlesex Health.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 16.0 | Upper |
Bedroom 2 | Hardwood Floor | 8.0 x 11.0 | Upper |
Formal Dining Room | Built-In Hutch,Hardwood Floor | 14.0 x 12.0 | Main |
Kitchen | Ceiling Fan,Vinyl Floor | 14.0 x 11.0 | Main |
Living Room | Book Shelves,French Doors,Hardwood Floor | 19.0 x 12.0 | Main |
Office | 5.0 x 7.0 | Upper | |
Primary Bedroom | Hardwood Floor | 16.0 x 15.0 | Upper |
Sun Room | Engineered Wood Floor,French Doors | 8.0 x 13.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,558 | $1,537 | $1,950 |
Total Monthly Payment | $2,087 | $2,066 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.