This stunning CBS, ground level home in an X Zone has been beautifully updated! With 1, 410 sq. ft. under air, this 3-bedroom, 2-bath home is a gem located in one of Islamorada’s most desirable and convenient neighborhoods—Plantation Key Colony. Situated on a fully fenced and gated lot you'll be welcomed by an abundance of sunlight and lush greenery.
The main living area boasts vaulted, insulated ceilings. The chef’s kitchen is equipped with stainless steel appliances, an abundance of wood cabinetry, gorgeous granite countertops, and an oversized island perfect for entertaining.
For just $250 annually, join Plantation Key Colony’s voluntary HOA to access the private bay front homeowner’s park, beach, truck/trailer parking, and boat ramp located just down the street. Enjoy the best of Florida Keys living in one of Islamorada’s most beloved neighborhoods! Home furnishings are negotiable. All three sheds are available. *****CLOSING MUST OCCUR AFTER 1/2/2025. SELLERS ARE RETIRING. *****
All information provided is deemed reliable but not guaranteed. Buyers are advised to conduct their own independent investigations and due diligence regarding the property, including but not limited to verifying square footage, property boundaries, and any potential issues with the property.
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$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,540 | $4,482 | $6,146 |
Total Monthly Payment | $4,836 | $4,778 | $6,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.