Discover this charming 3-bedroom, 2-bathroom gem perfectly situated in central St. Petersburg, where comfort meets convenience. Step inside to find an open floorplan designed for seamless living and entertaining. The spacious living room effortlessly flows into the kitchen, making it the heart of the home. The master suite is a true retreat, featuring a generous walk-in closet, an en-suite bathroom, and a Roman step-in shower that invites relaxation. Two additional bedrooms share a well-appointed hall bathroom complete with a bathtub, offering plenty of space for family or guests. Practicality meets convenience with an inside laundry room and dual driveways, providing abundant parking for you and your visitors. Step outside to your fully fenced backyard, an oasis perfect for pets, outdoor gatherings, or cultivating your dream garden. Picture summer BBQs, playtime with Fido, or just soaking in the Florida sunshine in this private retreat. Location is everything, and this cozy home doesn’t disappoint! Enjoy quick drives to St. Petersburg’s world-renowned beaches, just a stone’s throw away, or head downtown—less than 10 miles—to experience the vibrant dining, nightlife, and cultural scene that makes this city shine. Don’t let this opportunity slip away—schedule your showing today and start living the St. Pete lifestyle! **Property qualifies for HomeStart Loan Program - Qualifying Buyers could get 0% down with no PMI and $$ for closing costs. **
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,563 | $1,583 | $2,005 |
Total Monthly Payment | $2,145 | $2,165 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.