11081 SW 78th AVENUE, Ocala, FL, 34476 | $245,000

This (ONE-OF-A-KIND) 3-bedroom, 2-bath home is located in the 55+ community of Palm Cay, which features 24-hour guard-gated security and a low monthly fee. The property includes an in-law suite or rental unit with a separate entrance and parking space. With a spacious carport and 1, 128 sq. ft. of thoughtfully designed living space, this home is perfect for comfortable living.
The kitchen has updated cabinetry, granite countertops, and a stylish tile backsplash. An inside laundry room comes equipped with a washer and dryer. The master bedroom features a generously sized walk-in closet and an en suite bathroom, while the second bedroom has a walk-in closet.
Enjoy the bright and airy atmosphere of the 9' x 12' lanai, which has large glass windows and tiled flooring. Just outside the lanai, you'll find a spacious 9' x 20' open patio, ideal for outdoor relaxation. The roof was newly installed in 2018.
Conveniently located in Southwest Ocala, just off the Highway 200 corridor, this home is close to shopping, restaurants, the World Equestrian Center, VA hospitals, and other medical facilities. Golf carts allowed. RV/Boat storage available for a monthly fee.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 120
  • Laundry: Inside
  • Year Built: 1990
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,128
  • Acreage: 0.23
  • Lot Size: 83 x 120
  • Est. Taxes: $720
  • HOA Fee: $117 Monthly
  • Adult Communities: Yes
  • Elem. School: Marion Oaks Elementary School
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM689711
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM689711/11081sw78thavenue_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 3:17:14 PM)
Listing courtesy of CB/ELLISON RLTY WEST   Phone: 352-854-9717

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11081 SW 78th AVENUE, Ocala, FL, 34476

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $60 $60 $60
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,288 $1,303 $1,653
Total Monthly Payment $1,423 $1,438 $1,788

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.