Welcome to this charming and well-maintained 3-bedroom, 2-bathroom home, perfectly situated on a spacious 0. 40-acre lot. With 1, 390 square feet of living space, this home offers a thoughtful blend of comfort, functionality, and versatility, making it an ideal choice for first-time homebuyers, investors, or snowbirds seeking a seasonal retreat. Step inside to discover an open split floor plan that maximizes space and privacy. The living room and dining room combo creates a seamless flow, providing a welcoming and versatile space for entertaining guests or relaxing with family. The split layout places the primary suite on one side of the home, ensuring privacy, while the additional bedrooms are thoughtfully positioned on the opposite side—perfect for accommodating family or visitors. This home has been enhanced with several key updates, including a new roof installed in 2016, a brand-new HVAC system replaced in 2023, and the added convenience of a water purification system, ensuring clean and refreshing water throughout the home. These updates provide both peace of mind and modern comfort. The property is situated in a quiet and established neighborhood with no HOA fees, offering you the freedom to truly make this space your own. Additionally, it is located outside of any flood zone, reducing your insurance costs and providing peace of mind.
The oversized lot offers endless possibilities. With 0. 40 acres of land, there’s ample room to design your ideal outdoor retreat. Whether you dream of adding a pool, creating a garden, or expanding the home, this lot provides the flexibility to bring your vision to life.
Conveniently located, this home offers easy access to nearby shopping, dining, schools, and local attractions. Despite its central location, the property provides a serene and spacious environment, offering the best of both worlds. Whether you’re looking for a comfortable home to settle into, an investment opportunity, or a seasonal getaway, this property is the perfect match. Don’t miss your chance to own a home that combines space, updates, and value. Schedule your private showing today and see everything this property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,734 | $1,732 | $2,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.