Welcome to a beautifully charming home! Spacious and open floor stylish living with larger sized double-pane light friendly and noise/climate resistant windows throughout the house. The flooring for all living areas and bedrooms is tiled with porcelain and ceramic tiles. All interior and exterior doors are newer, the whole house, inside and outside, has been painted. All bedrooms are equipped with wired internet along with telephone and cable connections. The ceilings for the living room, dining area and kitchen have recessed lights. All rooms have a ceiling fan with lights for added comfort. The kitchen is equipped with spacious all wood cabinets with a smaller pantry closet and all kitchen appliances. The utility room has been furnished with heavy duty and fully automated washer and dryer set, it also has room available for an additional refrigerator if desired or needed. From the utility room, a door opens into a conveniently designed home office. The partitioning of the garage to create this office is not permitted. From the dining area, step outside through the sliding glass doors into a large screened-in Florida room with porcelain tiles and insulated roofing system for climate control with 2 exit doors, one on either side that will lead you into the backyard. The screen room roofing contains 2-metal bars inside with electrical wires for lights/ceiling fans or any other desired application. The backyard is fenced in from all directions for security and complete privacy. The backyard also has a concrete pad adjacent with additional reserved area for multi-purpose applications. In the large and openly spacious backyard shaded with trees may also be added with a swimming pool or it can be used for any other desired purposes, put your imagination to work. The backyard also has a separate gate from the side of the house. The roofing for the house has been replaced in September of 2022. The new driveway and the walkways with pavers were added to the house in December of 2022. The complete air-conditioning systems were replaced in January of 2023. Enjoy living like HOA style in this home without having to pay any HOA or CDD fees. The location is very much sought after for the numerous conveniences it offers, like shopping, entertainment, schools and daily commuting or other travelling purposes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,260 | $2,867 |
Total Monthly Payment | $2,430 | $2,456 | $3,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.