This house will include a new roof installed shortly at the stated price. Contemporary updated 3 bedrooms, 2 bath home on a very quiet and safe street (15 Port Lane) is close to schools and shopping, just 12 min. to the beach. New paint inside and out. New Samsung appliances with huge refrigerator & RO (reverse osmosis water purity system in the tap and fridge). Convenient pantry and laundry area near the kitchen. 2 car garage with work tables, shelves, large floored attic storage area. 40 gal water heater and very high-efficiency Trane heat pump HVAC. The vaulted living area and kitchen have new PERGO waterproof vinyl flooring, the living room/dining room has a vaulted ceiling which opens to a 12X9. 5 foot fully screened Florida room. The separate master bedroom features new carpeting, a walk-in closet, and a newer glassed-in shower with beautiful custom tile. The other 2 bedrooms are on the opposite side of the house, each with a bright window and large closets. A 15ft. x 13ft. covered patio leads from the Florida room, perfect for entertaining and outdoor living. The 6 ft. fully fenced backyard for complete privacy with two gates. As far as safety, this 2002 block home features steel hurricane shutters for all windows and includes a garage door steel reinforcement beam. The entire house is wired for a full-service generator, a $10, 000 upgrade, generator not included.
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Our Executive Mortgage Banker:
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$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,450 | $1,430 | $1,815 |
Total Monthly Payment | $1,712 | $1,692 | $2,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.