120 4TH STREET SE, Naples, FL, 34117 | $479,000

A charming three-bedroom, two-bathroom home featuring a split floor plan and spanning 1, 676 square feet of comfortable living space. Situated on a sprawling 1. 14-acre lot with desirable eastern exposure, this property offers privacy, serenity, and endless possibilities, all with the added benefit of no HOA restrictions. A long driveway welcomes you to this peaceful retreat. Inside, vaulted ceilings enhance the sense of space, while a security system provides peace of mind. A standout feature is the large game room created from a 2-car garage conversion, offering additional space for entertainment or hobbies. The exterior is equally impressive, with a covered, screened-in lanai providing a tranquil space to relax while overlooking a serene koi pond and an above-ground pool, perfect for outdoor enjoyment. Roof was replaced in 2020, Well system in 2018. Well pump in 2024, house painted in 2021. Water heater replaced in 2018. Whether you're seeking a private haven or room to expand, this property provides the perfect blend of functionality and potential, all while being conveniently located in Naples.

Features

  • Amenities: None, See Remarks
  • Rooms: 2
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75x660x75x660
  • Style: Contemporary
  • Year Built: 1993
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,676
  • Acreage: 1.14
  • Lot Size: 75x660x75x660
  • Est. Taxes: $1,019
  • Lot Desc: Mid Street Location
  • View: Trees/Woods
  • Water Front: Yes
  • Appliances: Cooktop, Dishwasher, Freezer, Microwave, Refrigerator
  • MLS#: 2242297
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/2242297/1204thstreetse_naples_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of Marco Island Area Association of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Premier Sotheby's International Realty   Phone: 239-642-2222

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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120 4TH STREET SE, Naples, FL, 34117

$479,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,200 $383,200 $383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $85 $85 $85
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,582 $2,547 $3,232
Total Monthly Payment $2,742 $2,707 $3,392

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.