12 Poinsettia Street, Middletown, CT, 06457 | $459,900

Welcome to your new home nestled on a serene cul-de-sac just minutes from Wesleyan University. A very special first-time offering of this custom-built contractors' home, meticulously maintained and occupied since 1956! Quality throughout this 3- bedroom brick ranch on 2. 24 acres provides an array of delightful features with recent renovations and upgrades. Step inside to discover a spacious open living/dining area with fireplace, large bay window and new carpeting. It creates a bright and inviting atmosphere that's perfect for gatherings or quiet evenings. Another wonderful feature of this home is an oversized eat in kitchen with hardwood flooring and a naturally lit sunroom off the kitchen which steps down onto a private stone patio. The house has an abundance of windows with views of the private backyard and surroundings. There is plenty of space on the main level with nicely sized bedrooms and a walkup attic for storage. Venture downstairs to uncover a large partially finished basement area that is perfect for a play/rec room w/ full bath, kitchen area and is a great potential for a future in-law suite. The home has a front patio which gives endless possibilities for outdoor activities & entertaining. This property has a large detached multi garage/barn that can be transformed for your specific need or great storage. This home combines comfort, convenience and charm in a desirable location. A list of recent improvements attached. Take a moment to view this treasure today!! Please note on the attached survey- abutting property owner at 11 Poinsettia has an easement to use the driveway. More information for you: LED low voltage landscape lights/in home controller. The two-car garage under is heated with drainage. There is water and electricity in the detached barn/garage. 2 zone heating system and the hot water heater is on demand. Property being sold in As Is condition.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Ranch
  • Year Built: 1956
  • Garage: 2-car Barn,Under House Garage
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full,Partially Finished,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,780
  • Below Grade Approx. Sq. Feet: 917
  • Acreage: 2.24
  • Est. Taxes: $9,906
  • Lot Desc: Lightly Wooded,Level Lot
  • Elem. School: Wilbert Snow
  • Middle School: Per Board of Ed
  • High School: Middletown
  • Appliances: Electric Range,Oven/Range,Range Hood,Refrigerator,Washer
  • MLS#: 24057949
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/24057949/12poinsettiastreet_middletown_ct?source=qrflyer
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Listing courtesy of Sterling REALTORS

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Wall/Wall Carpet11.6 x 12.0Main
Bedroom 2 Wall/Wall Carpet10.7 x 11.6Main
Dining Room Wall/Wall Carpet10.2 x 13.5Main
Family Room Fireplace,Wall/Wall Carpet27.8 x 30.1Lower
Full Bath Tub w/Shower,Tile Floor,Vinyl Floor8.1 x 9.1Main
Full Bath 6.8 x 11.8Lower
Kitchen Breakfast Nook,Hardwood Floor9.1 x 20.1Main
Living Room Bay/Bow Window,Fireplace,Wall/Wall Carpet14.8 x 23.3Main
Primary Bedroom 9.1 x 13.8Main
Sun Room Hardwood Floor6.1 x 11.8Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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12 Poinsettia Street, Middletown, CT, 06457

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $826 $826 $826
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,510 $2,445 $3,155
Total Monthly Payment $3,411 $3,346 $4,056

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.