WELCOME TO PARADISE! This charming 3/1. 5 With St. Pete Beach Bungalow With Detached Garage Is Situated On An Oversized Lot Featuring Premium Turf And A 17ft Swim Spa That Can Adjust To Pool Or Hot Tub Temperatures. This Home Was Flooded In Helene But Had Not Flooded In Any Years Prior (Milton had no additional effect on the structure). This Home Was Immediately Remediated And Brought Down To The Studs, Creating An Opportunity For The New Owners To Create Their Own Vision And An Open Concept Floor Plan (if desired). This Oversized Lot Is Also An Excellent Candidate To Build Your Dream New Construction Home With Potential For Gulf Views! This Home Is Located In The Highly Desirable North Beach Neighborhood, Within Walking Distance To The Sugary Sands Of St. Pete Beach (Upham Beach), The Quaint Shops, Street Market And Festivals On Historic Corey Ave. , And All Of The Vibrant Restaurants And Bars Just Around The Corner. A Must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,367 |
Total Monthly Payment | $3,156 | $3,187 | $3,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.