6178 Spinnaker LOOP, Lady Lake, FL, 32159 | $417,900

FABULOUS HOME . . . WHERE DREAMS COME TRUE! Always feel "safe and secure" in the guard gated 24/7 sought-after, Golf Course Community with NO BONDS! This beautifully updated, move-in ready residence has a spacious 30 x 22 TWO CAR plus GOLF CART GARAGE with sturdy block construction! Enjoy a contemporary blend of comfort and style in a scenic, peaceful neighborhood close to The Villages! Step inside to an open, light-filled layout accentuated by 10' ceilings, recessed lighting, and elegant crown molding. . . The expansive living and dining areas are perfect for both relaxation and entertaining. A "chef’s delight" is the kitchen that showcases granite countertops, stainless steel appliances, including a double convection oven, and ample workspace with a double sized pantry & lots of cabinets! Also enjoy a separate breakfast nook with bay window for morning coffee! The home’s guest bath has been tastefully remodeled with a luxurious Jetta Stone shower and countertop! With the tile and textured "wood floor look" laminate flooring, maintenance is a breeze. . . NO CARPET! Primary bedroom features a separate sitting area plus huge walk-in closet! Enjoy double sinks, separate shower, water closet and garden tub with jets for "bubble bath" relaxation in your large primary bath!! The inside, oversized laundry room is complete with granite counters and built-in sink plus custom cabinetry. Bedroom 2 has plenty of storage in the large wall closet. Den/ office with double entry French Doors could serve as a 3rd guest bedroom with no closet. Bring the outside in and unwind in the Family Room with lots of windows that feature custom window shades that lead to a spacious backyard! This meticulously maintained home comes with numerous updates, including a new HVAC and water heater (2017), dishwasher (2018), and a full replumbing (2016). The exterior boasts freshly painted trim, durable TILE roof, newly landscaped manicured lawn & updated irrigation system. NO REAR NEIGHBORS and the possibility of purchasing separately the backyard community common area! The oversized lot even offers the potential to add a pool for enhanced outdoor living. You will have the OPTION, NOT MANDATORY for additional fees to join the Country Club and have access to the Golf Course, Olympic size heated pool, Tennis/ Pickle Ball, Fitness Room, Activities and more. . . plus the Harris Chain of Lakes for boating and fishing. READY FOR IMMEDIATE OCCUPANCY!

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1995
  • Garage: 2-car Golf Cart Garage, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,159
  • Acreage: 0.32
  • Est. Taxes: $4,834
  • HOA Fee: $505 Quarterly
  • Lot Desc: Corner Lot, Landscaped, Oversized Lot, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: G5089298
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5089298/6178spinnakerloop_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 11:41:52 PM)
Listing courtesy of MORRIS REALTY AND INVESTMENTS   Phone: 352-435-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6178 Spinnaker LOOP, Lady Lake, FL, 32159

$417,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $334,320 $334,320 $334,320
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.404% 7.133% 6.236%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,224 $2,222 $2,819
Total Monthly Payment $2,702 $2,700 $3,297

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.