Allendale Oasis located on 75 X 124 . 21 acre lot. 2/1 main house 792 SF. Open, light and bright floor plan. Original cypress flooring and solid hickory wood kitchen cabinets. Whole house water softening system with reverse osmosis system in the kitchen for drinking water. Need extra space for a home office or guest quarters? Not to worry. Most of the detached garage has been converted to space for an office, guest quarters or art studio. Complete with a full bath. The outside is low maintenance planted with Florida Native plants and bushes creating a private oasis. There are ramps and concrete paths in the backyard that lead to a screened gazebo with electric. The interior and exterior of the house are very accesible by wheel chair. The A/C was replaced in April and the roofs on the house and garage are scheduled for replacement in the next few weeks. There is a propane tank on the property that supplies the tankless hot water heater. You couls easily add a propane stove in the kitchen if you desired. The backyard is fully fenced and there is ample parking available. High and dry and no damage from the recent storms. Why not make this your private oasis.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $2,686 | $2,684 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.