Welcome to a truly exquisite residence in the desirable On Top of the World 55+ community, known for its unparalleled lifestyle of luxury, adventure, and community. This beautifully updated 2-bedroom, 2-bathroom condominium epitomizes elegance and comfort. Situated on the 3rd floor, this unit is conveniently close to the elevator and laundry facilities, and it includes assigned off-street parking. Essential services such as water, sewer, cable, internet and trash are included, offering a seamless living experience.
Upon entering, a spacious living area greets you with an air of refinement, seamlessly flowing into the dining area—ideal for friendly gatherings or intimate dinners. The inclusion of pristine Levolor blinds in all windows ensures privacy and style. The gourmet kitchen is a culinary dream, equipped with matching Frigidaire appliances: a refrigerator with an ice maker, a glass-top stove with a self-cleaning oven and five burners, a built-in microwave, sink disposal, and a dishwasher. Ample cabinet space ensures every essential is at your fingertips, while the adjoining dining area is perfect for casual yet elegant meals.
The primary bedroom serves as a tranquil retreat, featuring a generously sized three-door built-in closet. The en-suite bathroom is a private sanctuary, containing a tastefully updated shower with chic shower tile, modern fixtures, and premium waterproof laminate flooring. This bedroom also includes access to an additional Florida sunroom at the rear of the home that can be used as a family room, office, or dining area. The second bedroom offers a built-in closet, perfect for guests or family members. The second bathroom maintains the same level of luxury with a bathtub and is conveniently located. The hallway offers ample additional storage for toiletries, towels, and linens.
The condominium extends its charm beyond the interiors with exceptional community amenities. The meticulously landscaped grounds, adorned with mature oak trees and pristine sidewalks, provide a serene backdrop. On Top Of The World is an all-inclusive gated community featuring a bus service to shopping, 9 and 18-hole golf courses, recreation centers, tennis courts, a sauna, spa, fitness center, auditorium, 2 swimming pools, lawn bowling, billiards, a library, woodworking and lapidary studios, shuffleboard courts, fishing piers on Lake Arbor, kayaking, a dog park, elevators, and numerous clubs and activities.
Security is paramount, with 24-hour guard service providing peace of mind. The meticulous upkeep of exterior grounds and facilities frees residents from maintenance concerns. Leasing is permitted with certain restrictions, providing options for future long-term rental opportunities. Buyers are advised to confirm all rules and regulations directly with the Condo Association. This condominium resides within a deed-restricted community requiring buyer approval, ensuring an exclusive and harmonious living environment. The association also requires a 35% down payment if considering financing options.
Immerse yourself in a vibrant and engaging lifestyle at On Top Of The World, Clearwater. This exceptional condo offers a perfect blend of luxury, comfort, and convenience. Don’t miss the chance to make this beautiful residence your new home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,234 |
Total Monthly Payment | $1,051 | $1,050 | $1,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.