Absolutely Beautiful 3 bedroom, 2 bath home on Oversized nearly 1/4 acre lot! This is truly move in ready, right down to the furniture which is available!! Delightful Beach Decor, with lots of extra touches throughout. Located in Rainbow Oaks Subdivision, this well-kept community is near shopping and restaurants, but away from all the congestion, in north Pasco County. Outside, you'll see the fresh paint, the custom garage screen doors, extended driveway pad for extra guest parking, full vinyl privacy fencing with double gate that opens up to wide open area, perfect for boat or RV parking!!! Walk inside, and the charm of wide open living space greets you warmly. The kitchen is stone countered, with cozy and bright nook, beautiful cabinets, full upscale appliances; with a breakfast counter pass-through to the open living space with tall vaulted ceilings!! Custom flooring adds to the ambiance and glass doors lead to the screened lanai overlooking huge fenced back yard, a perfect place to frolic. The bedrooms are split, so privacy is easy to obtain when you need it. The luxurious bath in the primary bedroom features a glass-enclosed shower and a soaking tub! On the other side of the home, 2 ample bedrooms share the roomy guest bathroom. This home has a new roof in 2023, and HVAC in 2018. Meticulously maintained by careful owners. NO Flood Hazard Zone, home has hard-wired transfer switch for the included generator in case the power ever goes out!! No HOA fees either!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,057 |
Total Monthly Payment | $1,819 | $1,777 | $2,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.