Welcome to 114 White Oak Ave, a charming 3-bedroom, 1. 1-bath Cape offering modern updates and classic appeal. This home boasts a spacious fenced backyard, perfect for outdoor enjoyment, and a detached garage for added convenience. Inside, you'll find large rooms with a cozy corner fireplace and the comfort of central air and efficient gas heat, complete with on-demand hot water. The updated kitchen is a highlight, featuring granite countertops, all-new cabinets, and sleek new flooring that extends into the living and dining rooms. The partially refinished basement includes a newly added half bath, providing extra functionality. Additionally, the home is equipped with a new electrical box and a generator plug for peace of mind during power outages. Nestled in a convenient location, this delightful home is move-in ready and waiting for your personal touch. Don't miss the opportunity to make it your own! Located on the corner of Hobson Ave, a nice area for walks and bike rides. Second floor 3rd bedroom has closet and waiting for town to update town card to 3rd bedroom.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,435 | $1,851 |
Total Monthly Payment | $1,916 | $1,878 | $2,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.