Location! Location! Location! Welcome to this charming 4-bedroom Cape nestled in a picturesque, tree-lined neighborhood on a spacious 60x100 ft lot. The home's granite kitchen features stainless steel appliances, and updates in May 2019 include a new roof, heater, carpet, windows, wall, door, and an electrical system. Equipped with a Google Nest-controlled heating system for both floors, each room has a separate hanging air conditioning unit with heating and cooling functions for tailored comfort. The laundry room equipped with washer and dryer. Updated just last year with brand new white Fence around the house and built up a large shed for storage, well maintained with biweekly landscaping service. Back yard has decent area to have BBQ/party with family and friends, as well with enough space for kids and pets playing/running around. Enjoy a biggest advantage to easy and convenient life with 5 mins to Hicksville LIRR, making Manhattan just 45-minute away by train, and Jones Beach only 15 minutes by car. Nearby, you'll find easy access to Walmart, Roosevelt Mall / 99 Ranch Market / Costco. Great location for work and life balance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,020 | $1,020 | $1,020 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,300 | $4,297 | $5,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.