Stunning WATERFRONT home on a KEY LOT in desirable deed restricted BURNT STORE ISLES. JUST MINUTES TO THE HARBOR! This light and bright home features beautiful design features throughout and offers an open and split bedroom floor plan. There are 3 Bedrooms, 2. 5 Bathrooms, attached 2 Car Garage, Great Room, Family Room, separate formal Dining Room, Office, well appointed Kitchen and Inside Laundry Room. The Dining Room has built ins, additional space above the built -ins for your decorative items, large window with transom window, plantation shutters and wet bar. The spacious Great Room has built ins for your books or collectibles, lanai access and electric fireplace. The Family Room also has built ins and lanai access. Glass french doors lead to a large Office. The Kitchen features wood cabinets, granite counters, breakfast bar, closet pantry and island with additional storage and wine rack. There is also a dining area in the Kitchen with a great pool and water view through aquarium glass. The Inside Laundry has a washer, dryer, sink and great storage space with numerous cabinets. The Master Bedroom suite is your private oasis with lanai access, TWO walk in closets and private bathroom with jetted garden tub, walk in shower and dual sinks. There are two additional generous sized bedrooms with good closet space and the guest bathroom has a walk in shower. Your living space extends via pocket sliders to the screened lanai and pool area with large covered area, storage closet, summer kitchen with sink, Jenn Air grill and cabinets, heated inground pool, inground spa connected to the pool, outdoor shower and half bath. Fabulous water views! Continue to the waterfront with 140 FOOT concrete seawall (maintained by the city of Punta Gorda), 60 FOOT concrete dock and 18, 000 lb boat lift. QUICK SAILBOAT ACCESS - just minutes to Charlotte Harbor and on to the Gulf of Mexico. Other features include: hurricane shutters, manabloc plumbing, double door entry with transom windows, plantation shutters and tile flooring throughout the home, tray ceilings with lighting, neutral colors throughout, rain gutters, paver driveway and walkway, NEW barrel tile ROOF 2023. This home is only 5 minutes from Golf and ten minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, art galleries, boat ramps, fishing piers, weekend farmers markets, Fishermen's Village, events and more! This home is perfect for entertaining and enjoying the Florida lifestyle!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $714 | $714 | $714 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,379 | $5,448 | $7,375 |
Total Monthly Payment | $6,218 | $6,287 | $8,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.