Spend a little time and take in every single detail! An extraordinary, total renovation has taken place over the past 6 years. New roof, new windows, new heating system and every room has been painstakingly attended to. Every wall, every floor and every fixture has been agonized over. Inviting, bright kitchen with quartz countertops, soft close maple cabinets, stainless appliances and beautiful lighting. Pictures do not do it justice! Updated baths right out of the pages of a magazine, right down to the textured windows, tile design and soothing colors! The family room with its fireplace complete with pellet stove and recessed lighting gives off a subtle ambiance. The entry to the screen porch invites the outdoors in. The breezy, screened porch overlooks a stone patio and firepit area with lush landscape, flowers and fruit trees, abutting an expansive side yard has room for parties and games! Make this home "work" for you with an amazing space above the two-car garage lends itself to friends, family, workspace and FAR more than I can mention here! It has its own 3/4 bath and kitchenette area! None of this is to be outdone by the homes entryway that provides access to the backyard and to the separate and very important suite above the garage. It emanates charm and warmth extending the love and care to this home's "secret". Agents see internal remarks.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,320 | $3,402 | $4,317 |
Total Monthly Payment | $4,154 | $4,236 | $5,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.