Welcome to 195 Cypress Road, Newington! Located in the desirable Glen Oaks condominium complex, this unit offers a spacious and well-thought-out layout with numerous updates. The first floor features an inviting design, including a half bath, a kitchen with a cathedral ceiling, a dining room, and a sunken living room. The living space is enhanced by a partial cathedral ceiling and a skylight and sliders that lead to the back deck allowing for an abundance of natural light. Upstairs, you'll find two generously sized bedrooms, each with walk-in closets, along with a beautifully updated full bathroom. The lower level adds even more versatility with additional finished space, perfect for a recreation area, home gym, or office. This level also includes a convenient storage and laundry room. Recent updates include a new HVAC system installed in Spring 2024, a new roof added in 2024, and a hot water heater replaced in 2022. The bathrooms have been tastefully updated. 2 assigned parking spaces. Water & Sewer are included in your HOA fees. This home is ready for you to make it your own!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
Dining Room | Laminate Floor | Main |
Full Bath | Tile Floor | Upper |
Half Bath | Laminate Floor | Main |
Kitchen | Main | |
Living Room | Skylight,Sliders,Sunken,Laminate Floor | Main |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Upper |
Rec/Play Room | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,435 | $1,821 |
Total Monthly Payment | $1,874 | $1,854 | $2,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.