Explore the comfort of single-level living in this charming ranch home, perfectly situated on a serene half-acre corner lot in Hyde Park. This delightful 3-bedroom, 1. 5 bathroom home offers not only ease of access but also a blend of style and functionality for comfortable living. A picturesque blue stone stairway guides you to the welcoming front entrance, setting a warm tone from the outset. Step into the heart of the home, an inviting eat-in kitchen that boasts a tasteful combination of a tile floor, a skylight to illuminate the space, recessed lighting, and granite countertops. This well-designed kitchen is ideal for both everyday meals and casual gatherings. Across from the kitchen is a heated four-season room that extends your living space year-round, providing a cozy retreat for every season. From here, you can access the blue stone patio, where outdoor dining or morning coffee awaits. The spacious family room, featuring a gas fireplace, offers a comfortable ambiance for cozy evenings and entertaining alike. From the family room, step out onto the deck to enjoy your favorite beverage. For those who need extra storage or envision a personalized space, the home also features a large, unfinished walk-out basement. This flexible space provides ample room for storage, hobbies, or future customization to suit your needs. Conveniently located close to the towns of Poughkeepsie and Kingston, this home offers close proximity to schools, shopping, historic landmarks such as the FDR Home and Vanderbilt Mansion and easy access to Route 9. This property perfectly balances tranquility with accessibility, close to all the conveniences. Come visit today to discover this charming ranch in Hyde Park, where your new home and lifestyle await! BuildingAreaSource: Other, ConstructionDescription: Vinyl Siding, InteriorFeatures: Natural Woodwork, Storage,
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,044 | $2,068 | $2,624 |
Total Monthly Payment | $2,889 | $2,913 | $3,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.