Stunning & Immaculate! This 5 bedroom, 4. 5 bath home was just completed by Dreamfinders last February and is their brilliantly designed Montauk II floor plan which is perfectly situated on a premium preserve lot just around the corner from the Kayak Club! This home is in turn-key condition and features many upgrades! Layout offers spaious and open rooms with 10' ceilings including formal foyer, formal dining room, wine room, butler's pantry, study/office, beautifully appointed kitchen with stainless appliances, spectacular island with dining for 8, fabulous great room with built-ins, grand owner's suite w/ 2 walk-in closets & luxurious bathroom, bedrooms 2, 3 & 4 are downstairs w/br 4 offering flex space as home office or den with electric fireplace and custom built-ins! Upstairs offers large bonus room + 5th bedroom & 4th bath. Extras include attached 3 car garage, superb closet storage & easterly facing covered patio w/ auto-retractable screen that overlooks scenic preserve! Shearwater is one of St Johns County's premier master-planned communities that offers fabulous resort-style amenities such as miles of sidewalks and trails, parks, swimming and lap pools, 3 story water slide, winding lazy river, tennis, Kayak Club and Fitness Lodge + dog park and community garden! Please be sure to view the photos towards the end of the slide show for pics of these spectacular amenities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.851% | 6.790% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,866 | $4,929 | $6,673 |
Total Monthly Payment | $5,321 | $5,384 | $7,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.