Location, Location! Bay Estates! This Open Layout 2 Or 3 Bedroom, 2 Full Bath Ranch Is Situated On . 65 Acre Of Property. It Is Nestled On A Tree-Lined Street In The Quaint Hamlet Of East Quogue Where You Can Stroll To The Bay. The Main Floor Features: A Lovely EIK W/Breakfast Bar, Skylight, Cathedral Ceiling, Tile Flooring, & Door Leading To Private Deck; A Large Dining Room With Hardwood Flooring - Great For Entertaining Guests; A Spacious Living Room With Hardwood Flooring & Oversized Slider Leading To Private Deck; A Primary Bedroom With Hardwood Flooring & Triple Closet; A Jack & Jill Style Primary Full Bath With Tile & Skylight Adjoins The Primary Bedroom & 2nd Bedroom; A 2nd Bedroom With Hardwood Flooring & Double Closet; A Den, Office, Or 3rd Bedroom With Hardwood Flooring, Closet, & Full Bath With Tile & Walk-In Shower; A Laundry Area. Huge Basement With High Ceilings & Outside Entrance Ready To Be Finished With Your Own Ideas! Many Amenities Include: Hi-Hats; Red Oak Flooring; Updated Tri-State Easy Cleaning Windows; Updated Washer/Dryer, Microwave, & Oil Burner; Dehumidifier; Pull Down Attic Stairs With Plenty Of Storage. Enjoy Serene Park-Like Views & Plenty Of Colorful Foliage From Your Large Deck. Carport & Shed. IG Sprinklers. Close To All Beaches, Restaurants, Shops, & An Easy Lifestyle!, Additional information: Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,366 | $4,254 | $5,444 |
Total Monthly Payment | $5,045 | $4,933 | $6,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.