Lovely 5 bedroom Colonial in the quaint town of Winchester is updated throughout and move in ready! This home offers a unique blend of classic charm and modern amenities. Fantastic yard is great for entertaining with a patio, garden areas, fire pit, a detached barn style garage and a fenced in area great for pets. Welcoming covered front porch entry way. Gorgeous newly built rear covered deck offers privacy and is a great place to relax and enjoy views of the river. The main level features an open concept living space with a versatile floorplan. Updated kitchen with newer stainless appliances (less than 4 yrs old), sweet dining area with a bay window, spacious living room, main level bedroom and half bathroom. Vinyl plank flooring, shiplap ceilings and updated lighting fixtures. Upstairs you'll find 4 additional bedrooms with wood floors and the updated full bathroom. This home is very energy efficient with replacement windows, newer high efficiency on demand natural gas heating system (3 yrs old), architectural roof replaced in 2012. Great location conveniently located near Rt 8, all 3 schools, restaurants, breweries, a library, medical facilities, historic landmarks and lots of gorgeous outside recreation areas that Litchfield County is well known for!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Upper |
Bedroom 3 | Softwood Floor,Wide Board Floor | 9.0 x 15.0 | Upper |
Bedroom 4 | Softwood Floor,Wide Board Floor | 11.0 x 12.0 | Upper |
Dining Room | Bay/Bow Window,Vinyl Floor | 10.0 x 17.0 | Main |
Full Bath | Remodeled,Laminate Floor | 6.0 x 8.0 | Upper |
Half Bath | Laminate Floor | Main | |
Kitchen | Remodeled,Country,Double-Sink,Vinyl Floor | 12.0 x 13.0 | Main |
Living Room | Ceiling Fan,Vinyl Floor | 14.0 x 12.0 | Main |
Primary Bedroom | Vinyl Floor | 14.0 x 11.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,160 | $230,160 | $230,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,551 | $1,530 | $1,941 |
Total Monthly Payment | $1,912 | $1,891 | $2,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.