You need to see this one. . . This inviting and impressive 3 Bed, 2 Bath home is located in Gem Estates, a lovely 55+ Community in Zephyrhills, Florida. The heart of the home features a beautiful modern kitchen with oak cabinets, stainless appliances and granite counter tops and opens up to a huge Dining Room for those large family gatherings. The home also offers a spacious Living Room and for those quiet times a fabulous newly remodeled Florida Room right off the Living Room. The primary suite offers a private retreat with an en-suite bathroom, while two additional bedrooms provide space for guests, family, or a home office. Interior features include additional bathroom, built-in storage, attractive wood and LVP waterproof flooring and carpet in the 3 spacious bedrooms. Step outside to the utility shed and find laundry plus additional refrigerator and small work area. There is plenty of covered parking for 2 cars plus a golf cart. Gem Estates is an active/friendly community with very low fees and it is pet friendly. You'll enjoy nearby shopping, restaurants, parks, and medical. Hurry and come see this one-of-a-kind home.
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Our Executive Mortgage Banker:
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$198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,400 | $158,400 | $158,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,067 | $1,053 | $1,336 |
Total Monthly Payment | $1,274 | $1,260 | $1,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.