1162 Carmel CIRCLE, #440, Casselberry, FL, 32707 | $268,900

Welcome to this 3rd floor, 2 bed, 2 bath condo in the beautiful community of Carmel by the lake with LAKE ACCESS and amazing amenities. The balcony overlooks the beautiful outdoor area, perfect for morning coffee or afternoon relaxation. This unit is light and bright, and the laundry room is located inside the unit. Access your unit by elevator. The condo complex is gated and has private access to Lake Howell. It contains 42 private acres for its residents to enjoy! Here you’ll have private access to the ski lake, tennis courts, pickle ball courts, hard ball courts, large swimming pool, hot tub and one covered assigned parking! There is a large club house that can be made available for your parties and gatherings! Association fees include cable TV, internet, water, sewer and exterior maintenance of the building! This unit also comes with newer appliances that include the washer and dryer. The refrigerator was replaced in 2022 and the stove replaced 2021.
The HOA put in new roof on the building 4 months ago and replace with new elevator two years ago. The roof has a 20 year warranty and the elevator six year warranty. The grounds are resort manicured and the boat ramp and storage can be included in HOA fee. New tile floors were added in 2023 and the outside AC was replaced in 2022. The condo is across from the MEGA WALMART and there’s lots of great restaurants nearby on HW436, 45 min away from Disney World and 30 min away from Orlando International Airport. THIS UNIT IS A MUST SEE!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Complex: CARMEL BY THE LAKE UNIT 1 A CONDO
  • Year Built: 1984
  • Common Charge: $727 Monthly
  • Approx Sq. Feet: 1,137
  • Acreage: 0.01
  • Est. Taxes: $2,602
  • View: Trees/Woods, Water
  • Pool: In Ground
  • Pet Policy: Breed Restrictions, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6214997
  • Days on Market: 122 days
  • Website: https://www.raveis.com
    /prop/O6214997/1162carmelcircle_casselberry_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 8:32:10 AM)
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY   Phone: 407-977-7600

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1162 Carmel CIRCLE, #440, Casselberry, FL, 32707

$268,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,120 $215,120 $215,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $217 $217 $217
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,431 $1,430 $1,844
Total Monthly Payment $1,723 $1,722 $2,136

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.