Welcome to 4075 Velarde Lane, Sarasota, FL! This Beautiful home has 3 Bedrooms plus a bonus room, and 3 Baths with a Mother-In-Law Suite, or Stunning Pool House! This meticulously maintained main house offers the perfect blend of comfort and modern updates. The home features new windows throughout the 3 bedrooms, bringing in abundant natural light and improving energy efficiency. The spacious layout is perfect for both everyday living and entertaining, with a well-equipped kitchen that opens to the dining and living areas. Step outside to your private backyard oasis, where a sparkling pool with a heater invites relaxation and enjoyment. The fenced-in backyard offers privacy and plenty of space for outdoor activities. The pool house includes its own fridge, a full bathroom, private parking space, and direct access to the pool patio for ultimate convenience and comfort. Additional updates include a new roof (2019) and an AC system (10 years old), ensuring that the home is move-in ready and well-equipped for years of worry-free living. Located just minutes from UTC mall, dining, SRQ airport, and only a 30 minute drive to beautiful Siesta beach. Don’t miss out on this incredible opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,506 | $2,472 | $3,137 |
Total Monthly Payment | $2,943 | $2,909 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.