Under contract-accepting backup offers. Come check out this adorable and affordable 2 bedroom 2 bath, 1st floor unit located at Westwood Villas. Features include a large open concept living/dining/kitchen; spacious bedrooms; tankless water heater; handy food disposal in kitchen; plantation style closet doors; tons of storage throughout; vintage tiled bathrooms; new easy to clean and maintain vinyl flooring throughout; sliding doors that lead to an oversized patio and beautiful private garden space; large exterior storage unit; low HOA fees; an assigned parking space; and just a few steps to the community pool. The condos central location makes it easy to reach your favorite destinations. Head straight down 1st Ave S (just 13 min) to thriving DOWNTOWN ST. PETERSBURG, with its large assortment of shops, galleries, museums, and its vibrant nightlife. The world-famous Dali Museum, RAYS Tropicana Field, University of South Florida, the St. Pete Yacht Club, and the new pier are just a few of the many destinations the downtown area has to offer. Head straight down 1st Ave N (just 9 min in the opposite direction) to the Gulf Beaches and beautiful SUNSETS. Head south (just 6 min) to historic and artistic town of Gulfport. There is so much to do so close to home. The low association fees will make it easy on your budget. Condos in Westwood Villas are rarely available, so don't miss this opportunity to make this condo your perfect seasonal winter wonderland or a year-round vacation in Paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,077 | $1,051 | $1,327 |
Total Monthly Payment | $1,373 | $1,347 | $1,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.