3698 Ridgemont COURT, Palm Harbor, FL, 34684 | $379,900

Under contract-accepting backup offers. This gorgeous Villa located on the Golf Course (Red Course 5) features 2 bedrooms, 2 full bath with over 1, 230 sq ft of living space. Upon entering through the Beautiful Glass Etched French Doors, you will see the pride of ownership and a well maintained Villa. It's light and bright rooms with loads of windows and peaceful colors in each room will delight your taste! The Sliding Doors through the Livingroom lead you to the lanai which is featured on the Golf Course. All Hurricane windows except back room and sliders. The Galley kitchen has Cherry Cabinets with Granite Countertops and all stainless steel appliances to remain in the Villa plus a small area for table or office with a lite n bright Bay Window. This Villa is located on a Cul de Sac so low to minimum traffic. . . . so only those Owners who live on the street. The new Roof is being replaced by Owner before closing. Highland Lakes is the subdivision with so many amenities to enjoy. . . . both Club's for Men and Women to enjoy from Pickelball. . . . Tennis. . . . Bocce. . . Woodworking, Yoga. . . . Water Aerobics. Two Heated pools to enjoy, and Jacuzzi at the Main Clubhouse. Sign up for a Pontoon Boat ride at the Lodge and a ride to the Tarpon Turtle Restuarant. FREE boat and RV Storage for Homeowners. This Lovely Villa won't last. . . . Make an apointment today to view!

Features

  • Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1987
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,230
  • Acreage: 0.1
  • Est. Taxes: $1,392
  • HOA Fee: $150 Monthly
  • Adult Communities: Yes
  • Elem. School: Brooker Creek Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8322595
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/TB8322595/3698ridgemontcourt_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 1:00:17 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3698 Ridgemont COURT, Palm Harbor, FL, 34684

$379,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $116 $116 $116
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,048 $2,020 $2,563
Total Monthly Payment $2,239 $2,211 $2,754

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.