Opportunity to purchase a wonderful 5 BR , 1 bath home w/ fenced yard, 2 off street parking spots, nice sized lot close to downtown & waterfront. Perfect home for a buyer to update this a maintained home that's been in the same family for 50+ years. First floor has a bedroom w/ laminate flooring, living room w/ wall to wall carpet, dinning room w/ vinyl flooring, kitchen has vinyl flooring & walk-in pantry, & tiled full bathroom off kitchen. Covered porch off side rear entrance leads to yard. Second floor has 4 additional bedrooms, 2 w/out radiators. (3 carpeted & 1 w/ vinyl flooring). Home has vinyl siding w/ windows replaced in 2011, roof replaced in 2014, hot water heater in 2015, & newer high efficiency furnace. PRIVATE & ACCOMPANIED showings on Thurs. Nov. 21st from 3pm-5pm: OPEN HOUSES WILL BE , Sat. Nov. 23rd: 11am-1pm, Sun. Nov. 24th: 3pm-5pm. Allow 48 hours for response to offers.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 4 | Walk-In Closet(s), Closet, Flooring - Vinyl | Second |
Dining Room | Flooring - Vinyl | First |
Kitchen | Flooring - Vinyl, Wainscoting, Washer Hookup | First |
Living Room | Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Closet, Flooring - Laminate | First |
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,205 | $3,203 | $3,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.