There isn't a better location or community to dip your toes into paradise than this opportunity in Manatee Cove! Beautifully remodeled, there's nothing you need to do other than move in. New allergen-free laminate plank flooring throughout, along with an easy-to-clean new bathroom that has loads of storage in its vanity and linen closet. Eat-in kitchen has plenty of space for prepping & cooking. Talk about space, there's a living room, a Florida room that's so big it has two fans (brand new ones are being installed soon), and a bonus room that the current owners use as a den; both the Florida & Bonus rooms are not counted in the heated square footage, so home is much bigger than County considers. Outdoor rear patio overlooks an expansive backyard in which you can garden, add a shed, garage, or workshop, whatever you'd like in this minimal deed restricted, 55+ community where you own your own land and optionally pay less than $7 a month for amenities. . . really that's it, that's why this is such an amazing and unique opportunity! Plus all this is just 5 minutes from Englewood beach, yes that close at this price point! If that isn't enough, boating enthusiasts are welcomed as the community has its own BOAT RAMP which has access to the Gulf of Mexico! New windows in all openings except those that open into the air conditioned Florida Room for added energy efficiency. Keep your car cool and out of the direct sun under the attached carport, and there is a convenient laundry area in Florida room with a utility sink! Bring 2 fur babies as cats & dogs of unlimited size are allowed in this pet-friendly community! This adorable home has it all! The $75 annual optional HOA fee allows Residents or tenants to have access to the Boat Ramp and activities such as bingo, dances, shuffleboard, exercise groups, cards, dinners, crafts, yoga, and pickleball court. . . more info at www. manateecoveenglewood. org. Want to finance, no worries, have lender information for mortgages on mobile homes built before 1976!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $939 | $916 | $1,156 |
Total Monthly Payment | $1,188 | $1,165 | $1,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.