Harwinton history, a former Creamery, this beautiful and unique home is set upon 4. 5 private country acres. Entering the property, you are guided by a stone-wall lined driveway. Down the steps and through the foyer, to a den with fireplace, bookshelves and a wall of southern facing windows providing much light for a cozy read on a winter's day. On this upper level are also two bedrooms and a full bathroom. Downstairs to the lower level, you enter a living and dining area which overlooks the large and level front yard. Through to the kitchen with stone counters, this will also take you down a hall to another living room/study and to the attached cottage/in-law. Cottage includes two rooms and a full bath. The yard details stone walls, patio, and a heated gunite swimming pool. Located in the foothills of the Berkshire Mountains, you are minutes to Route 8 and Litchfield Center for shopping and restaurants. Current owners relocating to be near their employment. MOTIVATED SELLERS!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Other |
Bedroom 3 | Other |
Primary Bedroom | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,200 | $499,200 | $499,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,363 | $3,318 | $4,280 |
Total Monthly Payment | $4,076 | $4,031 | $4,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.