DADE CITY - HERNANDO COUNTY - WHISPERING OAKS ESTATES - DELUXE 3BDRM 2BATH split plan CAMBRIDGE VILLA end unit with over 1560sqla overlooking a green pasture which once was #1 fairway. This home has exceptional features, a dual-purpose office workstation with bookshelves surrounded by murphy bed in the third bedroom. Bedroom 2 overlooks a street view to the North of other well cared for homes. Volume ceilings in the huge living room over hardwood flooring. An appealing 3-way window in the kitchen breakfast nook with a buffet serving cabinet/storage. All major appliances included. To the rear a 360sqft oversized screened lanai view to the South. HardiPlank lap siding, a 2018 roof that looks like it was put on yesterday, and the HVAC system installed 2014 working as designed. This home is not located in a FEMA flood zone. Centrally located at the crossroads of SR 50 and Hwy 301 with easy travel to Dade City, Brooksville, Bushnell, and Orlando. I-75 is only minutes away. Yes, there are minor cosmetics needed but when you compare this home to other villas on the market today in WOE, you will see the price value at only $124/sqft and the extra built-in office/bedroom. . . it is move in ready for you. Got a showing scheduled?
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,025 | $1,037 | $1,316 |
Total Monthly Payment | $1,321 | $1,333 | $1,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.