Auction Property. Discover the potential of this charming 1-bedroom, 1. 5-bath villa located at 6980 Versailles in the heart of Pinellas Park. Situated in an active 55+ community with a sparkling blue community pool, this spacious villa features a generous living and dining room combination, perfect for entertaining or relaxing. The kitchen includes an adjacent bonus space, ideal for a home office, craft area, or additional living space tailored to your needs. The attached 1-car garage provides a laundry area complete with cabinets and shelving for additional storage. Positioned for an easy lifestyle, this villa is just minutes from vibrant shopping destinations, local parks, and a quick drive to the beautiful Gulf Coast beaches. With a prime location in Pinellas Park, you’ll enjoy quick access to Tampa, downtown St. Petersburg, and the nearby communities, making it easy to experience everything the area has to offer. Embrace the opportunity to update and make this villa your own in a thriving community designed for relaxed, enjoyable living. To help visualize this home’s floorplan and to highlight its potential, virtual furnishings may have been added to photos found in this listing. Buyers to verify all facts pertinent to their purchase decision. All information believed to be accurate but is not guaranteed. Current Auction dates are 12/7/24 - 12/10-24
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $63,920 | $63,920 | $63,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $431 | $425 | $539 |
Total Monthly Payment | $634 | $628 | $742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.