Welcome to this move-in ready 2-bedroom home situated on a corner lot on Manchester's West side offering a cozy living space with convenient access to the highway, making your commute easy and hassle-free. As you enter the home from the side porch, you'll find an updated kitchen equipped with granite countertops, maple cabinets, a soapstone sink, and pantry that make cooking and entertaining a delight. The first-floor layout allows for effortless flow between the kitchen, dining and living area, creating a welcoming atmosphere and is rounded out with a half bath. Upstairs, you'll find the full bath and two bedrooms. The basement offers ample storage space and is equipped with newer washer and dryer (July 2024) along with the heat/hot water systems having been replaced in 2021. The home has undergone additional improvements to increase energy efficiency and ease the cost of utilities; spray foam insulation in the basement, insulation shored up in the exterior walls and attic along with all new vinyl replacement windows installed in 2023. The compact yard offers low-maintenance ideal for city living and the one-car garage and space for an additional vehicle allow for off-street parking. You'll also appreciate the nearby public parks; Piscataquog River Park and Raco Theodore Pool. Don’t miss this opportunity for a home located with easy access to everything the city has to offer! Showings begin at open house; Saturday 11/23 12p-2p and Sunday 11/24 10a-12p. Agent interest.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,782 | $1,802 | $2,287 |
Total Monthly Payment | $2,209 | $2,229 | $2,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.