One or more photo(s) has been virtually staged. Unique architectural designed NEW Home in Lake Padgett Estates with Lake Access on . 32 acre lot! With three ensuites this home was designed with luxury in mind and features 4 bedrooms plus office, 4 full baths, oversized 2 car garage and over 2, 700 sq ft of living space. As you enter thru the elegant double doors with glass inlays you will find a grand foyer with 12-foot ceilings and stunning Cecil’s Oro 24x48 inch porcelain tile throughout the main living space. The office has large windows for an abundance of natural lighting, tray ceiling, recessed lighting and remote ceiling fan. The large formal dining room provides an elegant eating space with tray ceiling and a glass pendant chandelier. The chef style kitchen features beautiful two-toned cabinets (42 in. ) w/soft close hinges, premium Calacatta quartz countertops, spacious island with eat in bar area, overhead pendant lighting, custom hardware, hexagon glass mosaic tile backsplash, pot filler faucet wall mount, and undermount kitchen sink. The kitchen also offers high quality Samsung appliances including a microwave combination wall oven, a drop in electric range(for a total of two ovens), dishwasher, and French door refrigerator w/Samsung’s Family Hub. A separate wine cabinet w/wine cooler and walk in pantry complete the space. The inviting great room has ample lighting w/triple glass sliders that open to a 35x10 foot covered patio area and fully fenced yard that is a blank canvas to create any backyard oasis of your choosing. The spacious master bedroom retreat includes tray ceiling, wood laminate flooring, recessed lighting, remote controlled ceiling fan, transom window, two walk-in closets with custom closet organizer shelving system and door to the outdoor living space. The ensuite master bathroom includes double vanity, accent pendant lighting, freestanding soaking bathtub, separate step in seamless glass shower w/ floor to ceiling tile, custom shower niche, built-in bench, detailed accent tiles, and a rain shower head. The split floor plan gives privacy to the 3 additional bedrooms which all include wood laminate flooring and two of the bedrooms feature their own ensuite full baths. The two ensuite baths have high end finishes including quartz countertops, wood cabinets, floor to ceiling tile with accent tile work(one with a step-in glass shower and one w/tub), and elegant light fixtures. The 4th full bath also includes quartz counters, soft close white cabinets, bronze fixtures and glass entry shower with floor to ceiling tile, built in shower niche, and custom accent tile work. The shower features an LED shower panel tower with hydro shower column and digital temperature as well as a waterfall shower feature. This bathroom leads to the outdoor area perfect for entertaining/future pool bath. Some of the many features and upgrades of this home include: transom windows, 6 inch baseboards throughout, 8 foot doors, ceiling fans w/remote controls, recessed lighting throughout the home, energy efficient windows, closet organizers built ins in each closet of the home, sink with cabinet in laundry room, hurricane impact glass door from garage to the exterior, extended driveway for ample parking, fully fenced yard - PVC, sprinkler system, new well and septic and so much more! The community offers access to several lakes and park areas. Conveniently located within minutes of restaurants, groceries, medical facilities, golf courses, Lake Padgett horse stables, Dale Mabry, and I-75.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,405 | $4,349 | $5,963 |
Total Monthly Payment | $4,665 | $4,609 | $6,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.