PEACEFUL LIVING smack dab in the middle of it all. You can finally get that BOAT and the FARMHOUSE you wanted. With plenty of room for gardening/chickens in the FENCED backyard too. Just 5 min to Downtown Oakland, 10 min to downtown Winter Garden, and 15 min to downtown Clermont. JOHN'S LAKE BOAT RAMP is 30 seconds down the street! Keep your boat in the OVERSIZED 2 car GARAGE or park it in the Cul-de-sac when you plan to use it often. . . oh and you will! This UPDATED home has DOUBLE LIVING AREAS downstairs and 3 SPACIOUS BEDROOMS upstairs with plenty of CLOSET SPACE. The kitchen has GRANITE COUNTERTOPS, Soft-Close Shaker Cabinets, glass tile backsplash, and NEWER APPLIANCES. It is easily accessible to both living spaces and the sliding doors for patio dining. Entertain guests or cozy up by the STONE FIREPLACE, a focal point for your social media worthy design. NO CARPET throughout the home. The 2 STYLISH FULL BATHROOMS are not only modern farmhouse chic but also have MOOD LIGHTING and BLUETOOTH MUSIC integration. 1 HALF BATH is located downstairs and doubles as an inside LAUNDRY ROOM. There is a whole home WATER QUALITY SYSTEM and the HOA fee covers water. NEWER HVAC (2020), WATER HEATER (2017), AND ROOF (2021) CPVC piping throughout. Owners are willing to include a 1 year Home Warranty if requested. The backyard is FULLY FENCED, has mature trees, gardening areas, irrigation, drainage, firepit patio, covered bar-top, and 2 STORAGE SHEDS (1 has electric and window AC unit) THINK OF THE NATURAL LIVING this backyard will be once you move in! So get ready to relax on the WRAP AROUND PORCH or enjoy the many activities just a stones throw away. 3D Walkthrough and Floorplan available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,456 | $3,111 |
Total Monthly Payment | $2,889 | $2,920 | $3,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.