Welcome to this spacious and inviting 4-bedroom, 2-bathroom Ernie White Construction custom-built home, located in Lakeland. Situated on nearly an acre of cleared land that exceeds its length beyond the private wooded buffer in the back yard, this property offers plenty of room to relax, play, and entertain. Step inside the front door into the foyer to discover two generously-sized living areas, perfect for family gatherings or quiet evenings at home. The brick wood burning fireplace is the focal point expressing its natural beauty in the main living room adorned by a window on each side to allow natural lighting throughout the home. The kitchen located at the center of the home is a true highlight, featuring an abundance of counter space, and a convenient serving window that opens to the outside lanai – making it a breeze to serve guests while enjoying the beautiful Florida weather. Adjacent is the formal dining area with its own sliding glass door entry to the lanai. The primary bedroom suite is located at its own side of the home with an ensuite primary bathroom, two closet spaces, an oversized vanity and a tiled walk in shower. The home’s thoughtful layout provides privacy and comfort for all, with the four spacious bedrooms and two well-appointed bathrooms amongst the split bedroom floor plan. Whether you're hosting a large get-together or simply relaxing at home, you'll love the versatility and flow of this home. Outside, the almost acre-sized lot is a rare find, offering endless possibilities. Create your dream garden, add a pool, shed or workshop, and enjoy the wide-open space for unlimited recreational activities. With no HOA restrictions, you'll have the freedom to make this property truly your own. Conveniently located in Lakeland, this home offers a serene country feel with easy access to all the amenities and attractions of the city. Don’t miss your chance to own this beautiful home in one of Central Florida’s most desirable areas!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,526 | $3,205 |
Total Monthly Payment | $2,659 | $2,689 | $3,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.