Gorgeous 2 bedroom, 2 bathroom condo on Sand Key in Clearwater Beach! Welcome to your dream retreat! Once you step inside, you will LOVE the open floor plan and how natural lighting floods the space! The updated kitchen boasts wood cabinets, granite counters and stainless steel appliances (dishwasher-2024, stove-2023, backsplash-2023, sink-2024) There is amazing brand-new laminate flooring (2024) throughout the condo which will lead you through the living area to the hurricane rated sliding glass door that takes you out to your private balcony where you can soak up the ocean breeze and view the sunsets! The large primary bedroom also has fabulous triple sliding glass doors out to the balcony, as well two closets with built-ins! The en-suite bathroom comes complete with a double vanity, walk-in shower, wood cabinetry and granite counter tops (Bathroom Faucets-2024, Mirror-2024, Shower Door-2024). The second bedroom is light, bright and delightful with a large closet for storing extras and sliding glass doors out to the balcony. There are plantation shutters in BOTH bedrooms, as well as in the living room! There is a convenient stackable washer and dryer inside the unit, as well as a new hot water heater (2023) AND a new HVAC! (2023) This condo also includes reserved parking, a sparkling pool, outdoor grill and much more! Sand Key not only has the MOST STUNNING white-sand beaches, but it is also surrounded by vibrant local dining, and adorable shops and boutiques. This is a rare opportunity to own a piece of paradise on one of Florida's most sought after beach destinations!
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,692 | $3,642 | $4,621 |
Total Monthly Payment | $4,196 | $4,146 | $5,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.