Discover a beautifully well-maintained gem, proudly owned by the original owners, situated on a desirable corner lot in the serene Summit Lakes community. This charming 3-bedroom, 2-bathroom home offers a prime location with no rear neighbors and scenic views as it borders the Lake Crescent Hills subdivision.
Step inside to find a cozy interior that features carpeting throughout the main living areas and bedrooms, all of which have been professionally cleaned within the past month, ensuring a fresh and inviting atmosphere. The thoughtful layout maximizes both comfort and privacy.
The exterior of the home is just as impressive as the interior, boasting a meticulously maintained yard that enhances the home's curb appeal. The screened back porch provides a peaceful retreat, perfect for enjoying morning coffee or relaxing evenings in the comfort of your own home.
**Additional highlights include a roof that is less than a year old, adding to the worry-free appeal of this residence. The AC was just replaced this August, as well as the hot water heater. With an attractively low HOA fee of only $509/year, the subdivision is well-kept and offers a welcoming community environment. **
This property is not just a house, but a home that has been cherished and looked after with great care. It represents a wonderful opportunity for anyone looking to live in a peaceful, well-maintained neighborhood near beautiful surroundings. Don’t miss out on making this your new haven – a place where memories are waiting to be made.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,668 |
Total Monthly Payment | $2,332 | $2,330 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.