Welcome to this charming home, which combines comfort, style, affordability, and low taxes. The sun-filled eat-in kitchen boasts rich cherry wood cabinetry, granite countertops, a stylish backsplash, and ample counter space, flowing seamlessly into an open living and dining area. Generous windows flood the space with natural light, while a wood-burning fireplace adds year-round warmth and ambiance. Step outside to a private patio, perfect for relaxing or entertaining in your outdoor retreat. Nearby Attractions & Recreation Enjoy easy access to the YMCA pool, Rockaway Beach, and the iconic Boardwalk for sunbathing, swimming, and leisure activities. Nature lovers will appreciate the nearby Dubos Point Wildlife Sanctuary and the 250-acre Rockaway Community Park, with trails, sports courts, and dog-friendly areas. Family-friendly options like the Averne Cinema outdoor theater and Community Boathouse, along with marinas for fishing and boating, complete the vibrant lifestyle. Convenience & Connectivity Public transportation options include Q22 and QM17 bus lines, A and S trains, and bus service to Rockaway Ferry. Nearby bike paths and trails make commuting and exploring a breeze. This home offers the perfect blend of bright interiors, outdoor space, and proximity to recreation. Don't miss your opportunity to own this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,227 | $3,261 | $4,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.