Charming Waterfront Home in Victoria Gardens DeLand 55+ Community - Welcome to your dream retirement haven in the picturesque Victoria Gardens DeLand 55+ gated community! This beautifully maintained Azalea model offers a perfect blend of comfort and luxury, situated on a serene water view lot that will captivate your senses every day. Property Highlights: Scenic Water View: Enjoy tranquil mornings and peaceful evenings with a stunning water view right from your backyard. The expansive, covered patio provides the ideal setting for relaxing or entertaining guests while soaking in the beauty of the serene surroundings. Elegant Interior: Step inside to discover an open-concept living space designed for both style and functionality. The light-filled living area features high ceilings, large windows with beautiful Plantation shutters and tasteful finishes throughout. The gourmet kitchen boasts modern appliances, granite countertops, and ample level 4 cabinetry, with extra-large pantry, making meal preparation a pleasure. Spacious Bedrooms: The master suite is a true retreat with a generous layout, walk-in closet, and a luxurious en-suite bathroom featuring a walk-in shower, and double vanity. The additional guest bedroom is conveniently located with additional bathroom supplying a tub/shower with gorgeous tile work throughout. Flex space is currently being used as an office but could be a dining room or third bedroom. Community Amenities: Victoria Gardens DeLand offers an array of amenities designed to enhance an active lifestyle. Take advantage of the resort-style clubhouse, fitness center, swimming pool, tennis/pickleball courts and walking trails. Victoria also has a golf course close by, Engage in social activities, join clubs, or simply enjoy the beautifully landscaped grounds. Convenient Location: Nestled in the heart of DeLand, this community provides easy access to local shopping, dining, and medical facilities, as well as cultural attractions and recreational opportunities. The close-knit community atmosphere ensures you’ll feel right at home. Don’t miss the chance to make this exquisite waterfront property in Victoria Gardens DeLand your new home. Experience the perfect combination of relaxation, convenience, and active living in a vibrant 55+ community. Contact us today to schedule a private tour!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $298,320 | $298,320 | $298,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,985 | $1,960 | $2,516 |
Total Monthly Payment | $2,290 | $2,265 | $2,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.