Welcome to your future oasis in the *Palms of Terra Ceia Bay*! Nestled in the heart of Palmetto, FL, this charming 2-bedroom, 2-bath condo/villa is perfect for those with a creative vision. This home offers a spacious layout and ready for you to make it your own. Imagine cozying up in the inviting living area or enjoying your morning coffee out on the private lanai as the Florida sun peeks over the lush landscape.
Priced to sell and featuring low HOA fees, this condo provides all the perks of low-maintenance living with an exciting array of community amenities. Dive into the Florida lifestyle with access to the 18-hole golf course, tennis and pickleball courts, a serene 500-foot fishing pier, and a mangrove walking trail. Plus, when it’s time to unwind, head over to the clubhouse, grab a bite at the community restaurant, or sip a refreshing drink at the tiki bar, all within a short stroll from your front door. Convenient to Anna Maria Island, Bradenton, Sarasota, St. Pete and 3 airports (Tampa, Clearwater, and Sarasota)
This is more than just a home; it’s an opportunity to create your own sanctuary in the heart of Southwest Florida. Don’t miss out on this chance to bring your vision to life and start living the dream at *Terra Ceia Bay*!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,728 | $2,192 |
Total Monthly Payment | $2,243 | $2,220 | $2,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.