Welcome to Victoria St. Buyer financing fell thru. Home is larger than appears. Easy 1 level living. Enter into the enclosed porch great for unloading your boots and jackets before entering into the formal living space with a wood burning stove to warm you up during the winters. The family den is just off living room, in the back of house is the eat in kitchen with modern appliances (remaining as gifts), peninsula for extra counter space and a modern hanging pot rack. French doors leading to a double composite deck that once housed an above ground pool. 1st bedroom has french doors to deck as well as access to the main bathroom. The primary bedroom is large and comfy with wall to wall carpeting and large closet. Washer/dryer on same level. Solar panels are leased and will need to be transferred to new owners. The electric savings are great as the home is in sun most of the day. The finished basement has an office, another den and bar area. 2 walk out exits for ease of access.
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Our Executive Mortgage Banker:
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$720,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $576,000 | $576,000 | $576,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,784 | $3,828 | $4,858 |
Total Monthly Payment | $4,375 | $4,419 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.