NEARLY NEW! Built in 2022 with NO HOMES BEHIND! This Retreat model villa in the Village of De Luna is 2 bed/2 bath home that boasts an open floor plan MODERN kitchen with stainless steel appliances including a gas stove, built in pantry and a huge counter height breakfast bar. The spacious primary bedroom with a walk-in closet and en-suite bathroom with a walk-in shower. Conveniently located, just off of the primary bedroom suite, is the INTERIOR LAUNDRY. With the second bedroom and bath SEPARATELY located near the front of the home, the SPLIT FLOOR PLAN ensures plenty of privacy for guests. The second bathroom offers a tub and shower combination with a convenient LINEN closet in the hallway. The one and half car garage offers plenty of space for a car and a golf cart. Gas tankless water heater. The Village of DeLuna is just minutes from DeLuna Recreation Center, close to Magnolia Shopping Plaza and Brownwood Paddock Square which boasts nightly entertainment. The Villages has plenty of dining, shopping, medical care, pools and so much more!. Easy access to the Florida Turnpike.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,329 | $1,687 |
Total Monthly Payment | $1,597 | $1,612 | $1,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.