A stellar move in ready property with an outstanding value! Buyers take note - an assumable mortgage with ultra-low interest rate is available! Call directly for details. Welcome home to the fabulous Calusa Creek Community of Punta Gorda! This one owner 4-bedroom 2-bathroom 2 car garage bestselling DR Horton Cali model home is in pristine condition with thoughtful upgrades including crown molding in central living areas, and gorgeous luxury vinyl plank flooring in the master bedroom and master bathroom. This lot has plenty of room for a private pool. Boasting an eastern exposure, enjoy morning coffee or tea from your screened lanai, gazing at your very own Florida sunrise. Step from the lanai to a bonus paver patio with grill extension - a perfect spot for entertaining or relaxing. The home plan features an open concept design with 1846 sqft of living space. 18-inch ceramic tile throughout the central living spaces with carpet in the 3 forward guest bedrooms. Arched passageways to the kitchen and master bedroom add an elegant touch. Enjoy cooking in your ample kitchen with large pantry. Entertain friends and family in the dining area and living room. You'll retreat to the master bedroom for privacy at the far end of the property, with ensuite master bathroom featuring dual sinks, a generous walk-in closet and water closet. Perfect landscaping surrounds the entire property. Seamless rain gutters upgraded ceiling fans, hurricane shutters, and an electric generator back feed port on the outside of the garage provide additional value. Calusa Creek offers a safe and vibrant community with neighborhood activities throughout the year, low HOA fees, a community pool and security gate. Excellent outdoor community clubhouse with walking and biking paths along the scenic lake. Historic downtown Punta Gorda, boat ramps, walking and biking paths are all in close proximity. Medical care, shopping and dining, beaches and airports minutes away. And of course, Fisherman's Village just a short drive away. Don't miss your chance to own this move in ready home at such a great value! Call for an appointment today!
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Our Executive Mortgage Banker:
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$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,935 | $1,909 | $2,422 |
Total Monthly Payment | $2,267 | $2,241 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.